VISA Credit Cards

Visa CC

Earn Double Points Until January 31, 2027!

All current and newly approved Ridgedale FCU credit cards are eligible to earn double points 11/1/26 through 1/31/27.

Enjoy the purchasing power of VISA® and earn rewards points on every purchase. You get both low interest and rewards. You also get full access to manage your card through online and mobile banking. You can set spending limits, turn your card on and off, and more!

Apply 24/7 on our secure loan application.

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The Many Advantages of a Ridgedale Federal Credit Union Visa Credit Card

UChoose Rewards
No Annual Fees
Digital card replacement within 24 hours
Balance Transfers only $10.00

No cash advance fee
24/7 Card Management from your mobile device or computer
No Penalty Interest Rate Hikes
$0 Liability for fraudulent transactions

We offer three VISA® Card options for you

Platinum VISA Rewards

With limits up to $25,000

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Secured VISA

With credit lines available equal to share balance pledged. A great way to build or re-build credit.

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Student VISA

Which is limited to $1,000 with a qualified co-signer. This is an excellent way to help your young adult build credit.

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Get Started

Rates and Disclosures

Platinum Visa Rewards Card

Effective Date: 4/3/2025, Rates Subject to Change

Platinum Visa Rewards Card	APR
As Low As	9.90%
PLATINUM VISA REWARDS CREDIT CARD: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED. DOUBLE POINTS APPLY TO ALL PURCHASES MADE BETWEEN 11/1/2026 AND 1/31/2027. CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT

Platinum Visa Rewards Card

APR

As Low As

9.90%

PLATINUM VISA REWARDS CREDIT CARD: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED. DOUBLE POINTS APPLY TO ALL PURCHASES MADE BETWEEN 11/1/2026 AND 1/31/2027.

CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT

Have questions about a Ridgedale Federal Credit Union VISA? We are happy to assist you. Give one of our Loan Officers a call at 973-947-1000 Option 2 or stop by our office any time.

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