Savings Calculators

Savings Goals Calculator

How much should I save to reach my goal?

What are you saving for: a computer, car, boat, summer home, down payment? Use this calculator to determine what you need to save on a regular basis to have the funds ready when needed.

Share Certificate Value Calculator

Calculate Your Shared Certificate Value

Use this Shared Certificate Calculator to help determine the potential interest growth on your Shared Certificate.

Home Budget Analyzer Calculator

How much am I spending?

Where does all the money go? An itemization of your living expenses may help you budget better and plan for future expenses. Use this calculator to help you recall and itemize your living expenses.

Assumptions

Monthly or annual figures?

Home

Mortgage payment or rent ($)

Household repairs and maintenance ($)

Utilities ($)

Major home improvements and furnishings ($)

Homeowners (renters) insurance ($)

Transportation

Automobile loan(s) ($)

Automobile expenses (gas, repairs, etc.) ($)

Automobile insurance ($)

Other transportation expenses ($)

Debts

Personal loan(s) ($)

Charge accounts ($)

Necessities

Food ($)

Clothing and laundry ($)

Educational expenses ($)

Child care ($)

Life insurance premiums ($)

Medical, dental and disability insurance ($)

Leisure

Vacation home (mortgage) ($)

Entertainment and dining ($)

Recreation and travel ($)

Club dues ($)

Hobbies ($)

Misc

Gifts ($)

Professional services ($)

Charitable contributions ($)

Other and miscellaneous expenses ($)

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Income - Single	Income - Head of Household	Income - Married Filing Jointly	Income - Married Filing Separately	Federal Tax Rate
$0 - $11,600	$0 - $16,550	$0 - $23,200	$0 - $11,600	10%
$11,601 - $47,150	$16,551 - $63,100	$23,201 - $94,300	$11,601 - $47,150	12%
$47,151 - $100,525	$63,101 - $100,500	$94,301 - $201,150	$47,151 - $100,525	22%
$100,526 - $191,950	$100,501 - $191,950	$201,151 - $383,900	$100,526 - $191,950	24%
$191,951 - $243,725	$191,951 - $243,700	$383,901 - $487,450	$191,951 - $243,725	32%
$243,726 - $609,350	$243,701 - $609,350	$487,451 - $731,200	$243,726 - $365,600	35%
$609,351+	$609,351+	$731,201	$365,601	37%

Type	Residence	Tuition & Fees	With Room & Board
Public 4yr	Residence: In-state	Tuition & Fees: $11,260	With Room & Board: $24,030
Public 4yr	Residence: Out-of-State	Tuition & Fees: $29,150	With Room & Board: $41,920
Public 2yr	Residence: In-State	Tuition & Fees: $3,990	With Room & Board: $13,960
Private 4yr	Residence: N/A	Tuition & Fees: $41,540	With Room & Board: $56,190

Inflation		2.9%
U.S. Treasury Bills		3.3%
Long-Term Government Bonds		5.1%
U.S. Large-Company Stocks		10.3%
U.S. Small-Company Stocks		11.8%

Year	Inflation Rate
2014		1.6%
2015		0.1%
2016		1.3%
2017		2.1%
2018		2.4%
2019		1.8%
2020		1.2%
2021		4.7%
2022		8.0%
2023		4.1%