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Our Visa Credit Card is already as low as 9.9% APR*! There is no need to wait for laws to be passed for a fair interest rate on your credit card.

CLICK HERE TO LEARN MORE & APPLY 

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Learn more and register for our upcoming educational webinars.

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Ready for a new car, motorcycle, or ATV? 

Auto Loans

Apply with us today!

Come to Ridgedale Federal Credit Union for your loan and auto search!  You can apply for pre-approval or apply and, upon loan approval, walk out with a check in as little as one day.  Our expert loan staff will help you step by step and provide you excellent service.  

To make your vehicle shopping experience easier, use our free vehicle search tool.  Shop from your mobile phone, computer or tablet 24/7.  You can take a vertical test drive, see how prices compare to other vehicles, get a free CarFax, and more. Just scroll down to see and use our exclusive auto finder tool.

Apply 24/7 using our secure loan application. If you have any questions, call us at 973-947-1000 option #2.

CLICK HERE

 

  

Auto Loan Benefits

  • Competitive Rates
  • Up to 100% financing

 

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Rates and Disclosures

New & Used Vehicles
Effective Date: 9/2/2025, Rates Subject to Change
New & Used VehiclesAPR
As Low As 4.50%         Find a Vehicle
NEW AND USED VEHICLES: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS MAY APPLY. RATE MAY VARY BASED ON CREDITWORTHINESS AND TERM.  A MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

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