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Our Visa Credit Card is already as low as 9.9% APR*! There is no need to wait for laws to be passed for a fair interest rate on your credit card.

 click here to learn more and apply

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Our Visa Credit Card is already as low as 9.9% APR*! There is no need to wait for laws to be passed for a fair interest rate on your credit card.

CLICK HERE TO LEARN MORE & APPLY 

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Learn more and register for our upcoming educational webinars.

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Loan Rates

Annual Percentage Rate (APR)

New & Used Vehicles
Effective Date: 9/2/2025, Rates Subject to Change
New & Used VehiclesAPR
As Low As 4.50%         Find a Vehicle
NEW AND USED VEHICLES: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS MAY APPLY. RATE MAY VARY BASED ON CREDITWORTHINESS AND TERM.  A MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

Personal and Debt Consolidation Loans
Effective Date: 9/3/2025, Rates Subject to Change
Personal and Debt Consolidation LoansAPR
As Low As 8.75%
PERSONAL AND DEBT CONSOLIDATION LOANS: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS MAY APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS AND TERM. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

Fixed Rate Second Mortgages
Effective Date: 3/5/2026, Rates Subject to Change
Fixed Rate Second MortgagesAPR
Rates As Low As 5.50%
FIXED RATE SECOND MORTGAGES: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS MAY APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS AND TERM. MINIMUM LOAN APPLICATION IS $25,000. TAXES AND INSURANCE(S) ARE NOT INCLUDED IN MONTHLY PAYMENT. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

First Mortgages
Effective Date: 4/3/2025, Rates Subject to Change
First MortgagesAPR
Please CLICK HERE or call 1-877-885-40444 for today’s mortgage rates and application information.
5- FIRST MORTGAGES: PLEASE CLICK HERE OR CALL 1-877-885-4044 FOR TODAY’S MORTGAGE RATES AND APPLICATION PROCESS. YOUR MORTGAGE SPECIALIST WILL PROVIDE ALL DISCLOSURES, TERMS AND CONDITIONS.

Platinum Visa Rewards Card
Effective Date: 4/3/2025, Rates Subject to Change
Platinum Visa Rewards CardAPR
As Low As 9.90%

PLATINUM VISA REWARDS CREDIT CARD: APR = ANNUAL PERCENTAGE RATE. NOT ALL APPLICATIONS WILL QUALIFY, SUBJECT TO CREDIT APPROVAL. ADDITIONAL TERMS & CONDITIONS APPLY. RATE MAY VARY BASED ON CREDIT WORTHINESS. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

CREDIT LINE ACCOUNT AGREEMENT AND FEDERAL DISCLOSURE STATEMENT

Shared Secured Loans
Effective Date: 5/2/2025, Rates Subject to Change
Shared Secured LoansAPR
As Low As 2.60%
SHARE SECURE LOAN: APR = ANNUAL PERCENTAGE RATE. ALL APPLICATIONS WILL QUALIFY. ADDITIONAL TERMS & CONDITIONS APPLY. RATE MAY VARY BASED ON TERM AND WHERE THE MONEY IS HELD. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

Certificate Secured Loans
Effective Date: 4/3/2025, Rates Subject to Change
Certificate Secured LoanAPR
Above Certificate Rate 5.00%
CERTIFICATE SECURE LOAN: APR = ANNUAL PERCENTAGE RATE. ALL APPLICATIONS WILL QUALIFY. ADDITIONAL TERMS & CONDITIONS APPLY. RATE MAY VARY BASED ON TERM AND WHERE THE MONEY IS HELD. MINIMUM SAVINGS BALANCE OF $100 REQUIRED TO BE ELIGIBLE FOR LOANS. MEMBERSHIP IS REQUIRED.

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