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Our Visa Credit Card is already as low as 9.9% APR*! There is no need to wait for laws to be passed for a fair interest rate on your credit card.

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Money Saving Tips

Authored By: Ridgedale Marketing on 7/16/2025

Choose one or two of these options to start.

  • Cancel subscriptions and memberships: Review recurring charges and eliminate those you don't use.
  • Lower energy costs: Use energy-efficient lighting, unplug electronics, adjust thermostats, and fix leaks.
  • Minimize household bills: Negotiate with utility providers, review plans, and choose cost-effective options.
  • Reduce eating out: Plan meals, cook at home, and take advantage of grocery store sales and coupons.
  • Buy generic brands: Opt for store brands for everyday items, as they often offer similar quality at a lower cost.
  • Shop strategically: Look for discounts, coupons, and cashback opportunities.
  • Buy secondhand: Consider purchasing used or refurbished items, especially for electronics or household goods.
  • Explore DIY options: Handle small home repairs and projects yourself to save money on labor costs.


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