The 10 Lowest-cost Vehicles to Insure

Here's a list of vehicle types that are likely to remain low-cost to insure in the near future based on historical data:

1. Honda CR-V – A consistent favorite for its reliability and safety features.
2. Toyota RAV4 – Known for its dependability and safety, which can help keep insurance costs down.
3. Subaru Outback – This vehicle is often recognized for its safety ratings and all-wheel-drive capability, making it a practical choice.
4. Hyundai Elantra – With good safety ratings and affordability, this compact sedan is likely to remain economical to insure.
5. Kia Soul – Its unique style combined with reliability may keep insurance premiums low.
6. Mazda CX-5 – A compact SUV with strong safety features and a reputation for low repair costs.
7. Toyota Camry – Known for reliability and safety, the Camry is often among the lower-cost vehicles to insure.
8. Honda Civic – Regularly recognized for its excellent safety ratings and low maintenance costs.
9. Nissan Rogue – This vehicle generally offers good safety ratings and is likely to remain affordable to insure.
10. Ford Escape – A compact SUV that often appeals for its practicality and safety features.

To confirm the most current data for 2026, we recommend checking resources such as the Insurance Institute for Highway Safety (IIHS) or industry reports from insurance companies as they evaluate the cost of insuring various models. Additionally, insurance rates can fluctuate based on personal factors, so it's crucial to obtain personalized quotes from providers when considering a vehicle.