VISA Credit Cards



A credit card with no annual fee, low rates and rewards points.

Enjoy the purchase power of VISA® with a Ridgedale Federal Credit Union Visa Credit Card.  You will also earn a little something extra just by using your card – REWARDS.  You get BOTH, low interest and rewards.

Apply for a Visa Credit Card.


The Many Advantages of a Ridgedale Federal Credit Union Visa Credit Card:

  • No Annual Fees
  • Rewards on all purchases
    • You choose how to spend your points; cash back, travel or merchandise.
  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Penalty Interest Rate
  • Digital Wallet
    • Your mobile phone becomes your wallet for contactless pay
  • Lock/unlock and set travel alerts your card as needed via online banking
  • $0 Liability for fraudulent transactions
  • ID Navigator Powered by LifeLock:  Go to to register your card.  This card benefit provides:
    • Dark Web Monitoring
    • Data Breach Notifications
    • Stolen Wallet Assist
  • Emergency cash and card replacement – Available 24 hours a day, 365 days a year.  Call for help:
    • 1-800-VISA-911 (1-800-847-2911)
    • VISA Collect Number (303-967-1096)
Card Lock Unlock User GuideTravel Notes User Guide

We offer three VISA® Card options for you:

  • Platinum VISA Rewards with limits up to $25,000
  • Secured VISA – with credit lines available equal to share balance pledged. A great way to build or re-build credit.
  • Student VISA- which is limited to $1,000 with a qualified co-signer.  This is an excellent way to help your young adult build credit.

Rates & Disclosures

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Have questions about a Ridgedale Federal Credit Union VISA? We are happy to assist you. Give one of our Loan Officers a call at 973-947-1000, stop by our office any time, or inquire in our drive thru.



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