VISA^® CREDIT CARDS

A credit card with no annual fee, low rates and rewards points.

Enjoy the purchase power of VISA^® with a Ridgedale Federal Credit Union Visa Credit Card.  You will also earn a little something extra just by using your card – REWARDS.  You get BOTH, low interest and rewards.

Apply for a Visa Credit Card.

The Many Advantages of a Ridgedale Federal Credit Union Visa Credit Card:

• No Annual Fees
• Rewards on all purchases
  • You choose how to spend your points; cash back, travel or merchandise.
• No Balance Transfer Fees
• No Cash Advance Fees
• No Penalty Interest Rate

• Digital Wallet
  • Your mobile phone becomes your wallet for contactless pay
• Lock/unlock and set travel alerts your card as needed via online banking
  • Not registered for online banking, click here
• $0 Liability for fraudulent transactions
• ID Navigator Powered by LifeLock:  Go to  https://www.cardbenefitidprotect.com/ to register your card.  This card benefit provides:
  • Dark Web Monitoring
  • Data Breach Notifications
  • Stolen Wallet Assist
• Emergency cash and card replacement – Available 24 hours a day, 365 days a year.  Call for help:
  • 1-800-VISA-911 (1-800-847-2911)
  • VISA Collect Number (303-967-1096)

We offer three VISA^® Card options for you:

• Platinum VISA Rewards with limits up to $25,000
• Secured VISA – with credit lines available equal to share balance pledged. A great way to build or re-build credit.
• Student VISA- which is limited to $1,000 with a qualified co-signer.  This is an excellent way to help your young adult build credit.

Rates & Disclosures

Have questions about a Ridgedale Federal Credit Union VISA? We are happy to assist you. Give one of our Loan Officers a call at 973-947-1000, stop by our office any time, or inquire in our drive thru.