*Offer can be cancelled or withdrawn at any time. Requirements for Referring Member: To receive the $50 incentive the referring member must have an existing Ridgedale FCU account in good standing to be eligible and refer a non-member. Rewards will automatically be deposited into the referrer’s Savings Account at each referral’s new account opening. You can receive up to $150.00 for the referral of three new members. Requirements for New Member: Open a Share Savings with a $5.00 deposit and Share Draft (Checking) account with a $50.00 deposit, set up a monthly direct deposit of at least $100, sign up for online banking and mobile app to receive this bonus. The $50.00 will be deposited into your Share Savings account on the 61st day, or the next business day. The new member’s account and membership must remain open for at least 12 months, or $50.00 will be deducted from the accounts at account closing. Offer not available in combination with any other offer. New account openings are subject to approval and new members will be subject to verification of their identity and address and must be over 18 years of age. Cash bonus may be considered interest reportable on IRS Form 1099-INT. A valid government issued ID, proof of address and a minimum $5 deposit in a Savings Account is required to establish membership. Offer valid until December 31, 2024. APY = Annual Percentage Yield. Share Savings: Balances under $100 do not receive dividends. Balances $100 or more earn .05% APY. Share Draft: Accounts with an average daily balance of under $500 do not receive a dividend. Balances $500 or more earn .01% APY. On both accounts, fees may reduce earnings on the accounts. APY is accurate as of the last dividend declaration date. Rates are subject to change without notice after account opening.