Rates

RATES

Effective Date 3/21/2023, Rates Subject to Change

Savings Options: Annual Percentage Yield (APY)

Regular Shares 1Dividend RateAPY-1
0.03%0.03%
Money Market Tiered Rates 2Dividend RateAPY 2
$500.00 - $5,000.00.50%.50%
$5,000.01 - $50,000.001.00%1.00%
$50,000.01 - $149,999.991.50%1.51%
$150,000 and Above2.25%2.27%
Share Draft/Checking 3Dividend RateAPY 3
0.01%0.01%
Share Certificate 4Dividend RateAPY 4
3 Month1.25%1.26%
6 Month1.75%1.76%
12 Month2.25%2.26%
24 Month2.75%2.76%
36 Month2.35%2.38%
48 Month2.45%2.48%
60 Month2.55%2.58%
Club Accounts 5Dividend RateAPY 5
0.10%0.10%

1- REGULAR SHARE ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD.   BALANCES UNDER $100 DO NOT RECEIVE DIVIDENDS. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.

2- MONEY MARKET ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD.  MINIMUM BALANCE REQUIREMENT OF $500 AND WITHDRAWALS ARE LIMITED TO 3 PER MONTH. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHNAGE WITHOUT NOTICE.

3- SHARE DRAFT ACCOUNTS: APY= ANNUAL PERCENTAGE YIELD.  SHARE DRAFT ACCOUNTS WITH AVERAGE DAILY BALANCES UNDER $500 ARE NOT PAID A DIVIDEND. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATE SUBJECT TO CHANGE WITHOUT NOTICE.^^SUBJECT TO CREDIT APPROVAL AND CREDIT UNION LENDING GUIDELINES. TERMS AND CONDITIONS MAY APPLY.  ^^^THERE IS A $5.00 FEE PER A TRANSFER.

4- SHARE CERTIFICATE: APY =ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUT IS $500.  DIVIDENDS ARE PAID MONTHLY.  THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL.  1 MONTH LOSS OF DIVIDENDS ON A 3-MONTH CERTIFICATE.   3 MONTH LOSS OF DIVIDENDS ON A 6-MONTH CERTIFICATE. 6 MONTH OF LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. THIS WILL REDUCE EARNINGS ON THE ACCOUNT. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

5- CLUB ACCOUNTS: APY=ANNUAL PERCENTAGE YIELD.  MINIMUM BALANCE REQUIRED IS $5.00.  EARLY CLOSURE FEE IS $10.00. WITHDRAWALS UNDER $200 HAVE A $10.00 FEE. FEES MAY REDUCE EARNINGS.  APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.

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