RATES
Effective Date 7/11/2023, Rates Subject to Change
Savings Options: Annual Percentage Yield (APY)
| Regular Shares 1 | Dividend Rate | APY-1 |
|---|---|---|
| 0.03% | 0.03% | |
| Money Market Tiered Rates2 | Dividend Rate | APY2 |
|---|---|---|
| $500.00 - $5,000.00 | .50% | .50% |
| $5,000.01 - $50,000.00 | 1.00% | 1.00% |
| $50,000.01 - $149,999.99 | 1.50% | 1.51% |
| $150,000 and Above | 2.25% | 2.27% |
| Share Draft/Checking3 | Dividend Rate | APY3 |
|---|---|---|
| 0.01% | 0.01% | |
| Share Certificate4 | Dividend Rate | APY4 |
|---|---|---|
| 3 Month | 1.25% | 1.26% |
| 6 Month | 1.75% | 1.76% |
| 12 Month | 2.25% | 2.26% |
| 24 Month | 2.75% | 2.76% |
| 36 Month | 2.35% | 2.38% |
| 48 Month | 2.45% | 2.48% |
| 60 Month | 2.55% | 2.58% |
| Club Accounts5 | Dividend Rate | APY5 |
|---|---|---|
| 0.10% | 0.10% | |
1- REGULAR SHARE ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD. BALANCES UNDER $100 DO NOT RECEIVE DIVIDENDS. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.
2- MONEY MARKET ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD. MINIMUM BALANCE REQUIREMENT OF $500 AND WITHDRAWALS ARE LIMITED TO 3 PER MONTH. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHNAGE WITHOUT NOTICE.
3- SHARE DRAFT ACCOUNTS: APY= ANNUAL PERCENTAGE YIELD. SHARE DRAFT ACCOUNTS WITH AVERAGE DAILY BALANCES UNDER $500 ARE NOT PAID A DIVIDEND. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATE SUBJECT TO CHANGE WITHOUT NOTICE.^^SUBJECT TO CREDIT APPROVAL AND CREDIT UNION LENDING GUIDELINES. TERMS AND CONDITIONS MAY APPLY. ^^^THERE IS A $5.00 FEE PER A TRANSFER.
4- SHARE CERTIFICATE: APY =ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUT IS $500. DIVIDENDS ARE PAID MONTHLY. THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. 1 MONTH LOSS OF DIVIDENDS ON A 3-MONTH CERTIFICATE. 3 MONTH LOSS OF DIVIDENDS ON A 6-MONTH CERTIFICATE. 6 MONTH OF LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. THIS WILL REDUCE EARNINGS ON THE ACCOUNT. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
5- CLUB ACCOUNTS: APY=ANNUAL PERCENTAGE YIELD. MINIMUM BALANCE REQUIRED IS $5.00. EARLY CLOSURE FEE IS $10.00. WITHDRAWALS UNDER $200 HAVE A $10.00 FEE. FEES MAY REDUCE EARNINGS. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.