RATES
Effective Date 2/4/2025, Rates Subject to Change
Savings Options: Annual Percentage Yield (APY)
| Regular Shares 1 | Dividend Rate | APY-1 |
|---|---|---|
| 0.10% | 0.10% | |
| Money Market Tiered Rates2 | Dividend Rate | APY2 |
|---|---|---|
| $500.00 - $25,000.00 | 0.50% | 0.50% |
| $25,000.01 - $75,000.00 | 1.00% | 1.00% |
| $75,000.01 - $175,000.00 | 1.75% | 1.76% |
| $175,000.01 and Above | 2.00% | 2.02% |
| Share Draft/Checking3 | Dividend Rate | APY3 |
|---|---|---|
| 0.01% | 0.01% | |
| Share Certificate4 | Dividend Rate | APY4 |
|---|---|---|
| 3 Month | 3.69% | 3.75% |
| 6 Month | 2.96% | 3.00% |
| 9 Month*Promotion: $10K minimum new money | 4.00% | 4.08% |
| 12 Month | 3.69% | 3.75% |
| 24 Month | 3.45% | 3.50% |
| 36 Month | 3.20% | 3.25% |
| 48 Month | 3.20% | 3.25% |
| 60 Month | 3.20% | 3.25% |
| Club Accounts5 | Dividend Rate | APY5 |
|---|---|---|
| 0.25% | 0.25% | |
1- REGULAR SHARE ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD. BALANCES UNDER $100 DO NOT RECEIVE DIVIDENDS. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.
2- MONEY MARKET ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD. MINIMUM BALANCE REQUIREMENT OF $500 AND WITHDRAWALS ARE LIMITED TO 3 PER MONTH. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHNAGE WITHOUT NOTICE.
3- SHARE DRAFT ACCOUNTS: APY= ANNUAL PERCENTAGE YIELD. SHARE DRAFT ACCOUNTS WITH AVERAGE DAILY BALANCES UNDER $500 ARE NOT PAID A DIVIDEND. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATE SUBJECT TO CHANGE WITHOUT NOTICE.^^SUBJECT TO CREDIT APPROVAL AND CREDIT UNION LENDING GUIDELINES. TERMS AND CONDITIONS MAY APPLY. ^^^THERE IS A $5.00 FEE PER A TRANSFER.
4- SHARE CERTIFICATE: APY =ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUT IS $500. DIVIDENDS ARE PAID MONTHLY. THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL. 1 MONTH LOSS OF DIVIDENDS ON A 3-MONTH CERTIFICATE. 3 MONTH LOSS OF DIVIDENDS ON A 6-MONTH CERTIFICATE. 6 MONTH OF LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. THIS WILL REDUCE EARNINGS ON THE ACCOUNT. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.
*Promotion: Share certificates promotion of 4.08% APY requires a minimum of $10,000 new money for 9 months. APY = Annual Percentage Yield. APY is accurate as of 3/3/2025. Membership is required to open a share certificate. 3-month loss of dividends for early withdrawal. Fees may reduce earnings on the account. Offer ends April 30, 2025. Promotion may be withdrawn at any time.
9 Month Certificate requires a minimum $10,000 new money.
5- CLUB ACCOUNTS: APY=ANNUAL PERCENTAGE YIELD. MINIMUM BALANCE REQUIRED IS $5.00. EARLY CLOSURE FEE IS $10.00. WITHDRAWALS UNDER $200 HAVE A $10.00 FEE. FEES MAY REDUCE EARNINGS. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.