Rates

RATES

Effective Date 11/15/2024, Rates Subject to Change

Savings Options: Annual Percentage Yield (APY)

Regular Shares 1Dividend RateAPY-1
0.40%0.40%
Money Market Tiered Rates2Dividend RateAPY2
$500.00 - $25,000.000.75%0.75%
$25,000.01 - $75,000.001.25%1.26%
$75,000.01 - $175,000.002.00%2.02%
$175,000.01 and Above2.75%2.78%
Share Draft/Checking3Dividend RateAPY3
0.01%0.01%
Share Certificate4Dividend RateAPY4
3 Month3.93%4.00%
6 Month2.96%3.00%
12 Month3.69%3.75%
24 Month3.45%3.50%
36 Month3.20%3.25%
48 Month3.20%3.25%
60 Month3.20%3.25%
Club Accounts5Dividend RateAPY5
0.25%0.25%

1- REGULAR SHARE ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD.   BALANCES UNDER $100 DO NOT RECEIVE DIVIDENDS. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.

2- MONEY MARKET ACCOUNTS: APY = ANNUAL PERCENTAGE YIELD.  MINIMUM BALANCE REQUIREMENT OF $500 AND WITHDRAWALS ARE LIMITED TO 3 PER MONTH. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHNAGE WITHOUT NOTICE.

3- SHARE DRAFT ACCOUNTS: APY= ANNUAL PERCENTAGE YIELD.  SHARE DRAFT ACCOUNTS WITH AVERAGE DAILY BALANCES UNDER $500 ARE NOT PAID A DIVIDEND. FEES MAY REDUCE EARNINGS ON THE ACCOUNT. APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATE SUBJECT TO CHANGE WITHOUT NOTICE.^^SUBJECT TO CREDIT APPROVAL AND CREDIT UNION LENDING GUIDELINES. TERMS AND CONDITIONS MAY APPLY.  ^^^THERE IS A $5.00 FEE PER A TRANSFER.

4- SHARE CERTIFICATE: APY =ANNUAL PERCENTAGE YIELD. THE MINIMUM CERTIFICATE DEPOSIT AMOUT IS $500.  DIVIDENDS ARE PAID MONTHLY.  THE ANNUAL PERCENTAGE YIELD IS AVAILABLE AS LONG AS YOU MAINTAIN THE REQUIRED MINIMUM DAILY BALANCE. A PENALTY WILL BE IMPOSED FOR EARLY WITHDRAWAL.  1 MONTH LOSS OF DIVIDENDS ON A 3-MONTH CERTIFICATE.   3 MONTH LOSS OF DIVIDENDS ON A 6-MONTH CERTIFICATE. 6 MONTH OF LOSS OF DIVIDENDS ON A 1 YEAR+ MONTH CERTIFICATE. THIS WILL REDUCE EARNINGS ON THE ACCOUNT. RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.

5- CLUB ACCOUNTS: APY=ANNUAL PERCENTAGE YIELD.  MINIMUM BALANCE REQUIRED IS $5.00.  EARLY CLOSURE FEE IS $10.00. WITHDRAWALS UNDER $200 HAVE A $10.00 FEE. FEES MAY REDUCE EARNINGS.  APY IS ACCURATE AS OF THE LAST DIVIDEND DECLARATION DATE. RATES SUBJECT TO CHANGE WITHOUT NOTICE.

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