Pivot Mortgage


Ridgedale Federal Credit Union and Pivot Lending Group (PLG) have teamed up to provide affordable mortgage solutions and excellent service to our members.

Pivot Lending Group can provide mortgages in North Dakota, South Dakota, Nebraska, Kansas, Wyoming, Iowa, and Missouri.

From purchase to refinance, we offer a variety of loan programs to help our members finance their homes.

Mortgage and refinancing options include:

  • Fixed rate mortgages
  • Adjustable-rate mortgages with initial fixed rates for the first 5 years
  • VA/FHA mortgages
  • Reverse mortgages

We will work with you to make sure you get the perfect mortgage loan for your unique needs! All loans are subject to approval.

Ridgedale and Pivot Mortgage


Home Buyers Guide

Home Buyers Guide

Read through our helpful guide that provides additional information about the 4 C’s of Home Buying, required documents, the home buying process, and do’s and don’ts.

Home Buyers Guide

Pivot Real-Estate Group (PRG)

(PRG) is a Colorado based firm that was formed with the idea that we could partner with Credit Unions to give their membership a real estate referral partner to help streamline the real estate buying process. PRG may facilitate the transition with the agent/borrower and continue to be a point of contact if anything is needed throughout the transaction. The buyer may qualify for up to a $1000 lender credit to offset some of the closing costs through this partnership. As the buyer, you are entitled to choose your own licensed Realtor. Available in the states that PRG provides mortgages.

Contact PRG by calling 720-338-3728 or email David Deveau at

Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able to afford.

Mortgage Calculator


Talk to a Ridgedale FCU mortgage expert today!



973.947.1000 ext: 115


Do not email any personal information.

Ridgedale FCU - Location Marker


124 South Ridgedale Ave
East Hanover, NJ 07936

Complete our mortgage application to begin your journey to owning your new home!


*Pivot Lending Group. NMLS# 109995. Copyright © 2023, Pivot, All rights reserved. Pivot Financial Partners, Inc. dba Pivot Lending Group. 10397 W. Centennial Rd. Littleton, CO 80127. Pivot does business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. Pivot Lending is regulated by: the Division of Real Estate (CO). All information is subject to change. Arizona – Mortgage Banker License; California – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Colorado – Mortgage Company Registration; Connecticut – Mortgage Lender License; Florida – Mortgage Lender Servicer License; Illinois – Residential Mortgage License; Iowa – Mortgage Banker License; Kansas – Mortgage Company License; Massachusetts – Mortgage Lender License; Missouri – Mortgage Company License; Nebraska – Mortgage Banker License, Mortgage Banker License; New Hampshire – Mortgage Banker; New Jersey – Residential Mortgage Lender License; New Mexico – Mortgage Loan Company License; North Dakota – Money Broker License; Pennsylvania – Mortgage Lender License; Rhode Island – Lender License; South Dakota – Mortgage Lender License; Tennessee – Mortgage License; Texas – SML, Mortgage Company License; Wyoming – Mortgage Lender/Broker License. For full listing of our state licensing visit or

Equal Housing Lender