SHARE CERTIFICATES
Earn More on Your Money.
If you’d like to earn more on your money, a Share Certificate will allow you to do that. Enjoy a variety of terms and higher dividend rates. Whether you’re saving for retirement, a dream vacation or a child’s education, Ridgedale Federal Credit Union has a term and rate to help you achieve your goal.
You can join RFCU through our partnership with Financial Fitness Association (FFA) or as a Novartis Pharmaceuticals employee or contractor.
Benefits of a Share Certificate
- $500 minimum deposit
- Terms range from three months to five years
- Dividends are paid monthly and can be added to your principal or transferred to another Ridgedale Federal Credit Union account
- Convenient automatic renewal
- Deposits are federally insured by the NCUA up to $250,000
Rates & Disclosures
Click HereEarn more by investing for a longer term. Your first step to saving starts here!
To learn more about our Share Certificate options or to open a Share Certificate, please visit our branch office or call 973-947-1000.
Make sure to bring proper identification with you, (Drivers License, State ID, or Passport.)