Share Certificates



Earn More on Your Money.

If you’d like to earn more on your money, a Share Certificate will allow you to do that. Enjoy a variety of terms and higher dividend rates. Whether you’re saving for retirement, a dream vacation or a child’s education, Ridgedale Federal Credit Union has a term and rate to help you achieve your goal.

Benefits of a Share Certificate

  • $500 minimum deposit
  • Terms range from three months to five years
  • Dividends are paid monthly and can be added to your principal or transferred to another Ridgedale Federal Credit Union account
  • Convenient automatic renewal
  • Deposits are federally insured by the NCUA up to $250,000

Rates & Disclosures

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Earn more by investing for a longer term. Your first step to saving starts here!

To learn more about our Share Certificate options or to open a Share Certificate, please visit our branch office or call 973-947-1000.

Make sure to bring proper identification with you, (Drivers License, State ID, or Passport.)


Commitment. Convenience. Expertise.