Club Accounts



Start a Holiday or Vacation Club Account.

If a systematic savings plan fits your needs, then you will love our Club Accounts!  Choose one or both of our Club Accounts, Holiday and Vacation.

You can join RFCU through our partnership with Financial Fitness Association (FFA) or as a Novartis Pharmaceuticals employee or contractor.

A Ridgedale Federal Credit Union Club Account makes saving for your goal a breeze. You can make deposits into your Club Account throughout the year, giving yourself a head start to holiday shopping or your vacation plans. Make your deposits via payroll deduction or just occasionally deposit funds as your budget allows.

Before you know it, you will have saved for you what you want! Stress free holiday shopping or planning your dream vacation.  It is a win-win for you and your family.


Holiday Club or Vacation Club accounts allow you to:

  • Open the account anytime of the year
  • Earn dividends
  • No monthly service charge
  • No minimum balance or minimum monthly deposit requirements
  • Make deposits via payroll or in person
  • Request a transfer into your savings or checking at any time

To learn more about our Club Accounts or to open an account with us, please visit our branch location or our drive thru in person.  Should you have any questions, please call us at 973-947-1000.  We look forward to assisting your with all of your banking needs.

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