MEMBERSHIP

Commitment. Convenience. Expertise.

You have the ability to join Ridgedale Federal Credit Union through our partnership with Financial Fitness Association (FFA) or as a Novartis Pharmaceuticals employee or contractor. We offer you access to a wide variety of convenient, money-saving banking products and services that are designed to meet all your financial needs. These products include savings, investment accounts, loans, financial education tools, seminars , retirement planning services, real-estate services, special pricing on many everyday products and services, checking accounts, online banking with bill pay, a mobile app with remote check deposit, safe deposit boxes, notary, foreign currency purchase and more.

All of this comes with dedicated and caring staff to assist you in any way we can.

The National Credit Union Administration (NCUA), a U.S. Government Agency, insures members’ savings up to $250,000.

All you need to join is an initial deposit of $5 to open a Share Savings Account.  This $5 deposit represents your “share” of ownership in Ridgedale Federal Credit Union and is your only required deposit.  An active savings account provides you with lifetime membership of benefits.

For more information on membership, call us at 973-947-1000 and a representative will assist you.

Join today via:

• Financial Fitness Association (FFA) where you will gain access to a variety of financial articles and resources to help you you improve your financial literacy and well being.
• Novartis Pharmaceutical Employees

All Employees, Retirees and Immediate Family Members Living in Household of:

• If your paycheck is originated through the North America Human Resources Services (NAHRS) Center Located in East Hanover NJ – You are eligible to join!
• If you have a valid current badge issued by Novartis from any work location under the NAHRS payroll system-Contractors Included! – You are eligible to join!
• Novartis Pharmaceuticals Corporation (Nationwide)
• Sandoz Pharmaceuticals (Nationwide)
• Novartis Institute for Biomedical Research, Inc. (Nationwide)
• Novartis Corporation (Nationwide)
• Novartis Institute for Functional Genomics, Inc. (CA)
• Novartis Latin America Services, Inc. (FL)
• Novartis Corporate Security (FL)
• Novartis Services Incorporated (Nationwide)
• Novartis Clinical Operations (Nationwide)
• Novartis Finance Corporation (Nationwide)
• Fougera Pharmaceuticals, Inc.
• Navigate BioPharma Services Inc.
• Ciba Vision Corporation (GA)
• Ciba Specialty Chemicals (Nationwide)
• Robertson Microlit Laboratories
• Exlax (PR)

All Field Force Employees of the above companies.