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* Not all applicants will qualify, loans are subject to credit approval. Additional terms & conditions may apply. The actual rate may vary based on credit worthiness and term. Rates, terms, and conditions are subject to change. Ridgedale Federal Credit Union membership and a minimum balance of $100 is required to apply for a loan. All documents including proof of income must be accepted by the lending department for a decision. See credit union for details. Ridgedale FCU will make a $50.00 donation to one of the three charities on each closed Personal, Auto and Home Equity loans now through 12/31/24.