Credit Card Visa



A credit card with no annual fee, low rates and rewards points.

Enjoy the purchase power of VISA® with a Ridgedale Federal Credit Union Visa Credit Card.  You will also earn something extra just by using your card – REWARDS. You get rewards on every purchase. You get BOTH, low interest and rewards. You also get full access to manage your card in online and mobile banking.  You can set spending limits, turn your card on and off, and more!

You can apply 24/7 on our secure online Visa application.  You can upload pay stubs and hit submit.  It is that easy.

Apply for a Visa Credit Card.


The Many Advantages of a Ridgedale Federal Credit Union Visa Credit Card:

  • No Annual Fees
  • Tap and Pay
  • UChoose Rewards  Rewards on all purchases
    • UChoose how to spend your points; cash back, gift cards, travel or merchandise.
  • Make Balance Transfers for only $10.00 each
  • No Cash Advance Fees
  • No Penalty Interest Rate
  • 24/7 Card Management: You can turn card on/off, set limits and more anywhere, anytime from your mobile device or computer
  • Digital Wallet
    • Your mobile phone becomes your wallet for contactless pay
  • $0 Liability for fraudulent transactions

We offer three VISA® Card options for you:

  • Platinum VISA Rewards with limits up to $25,000
  • Secured VISA – with credit lines available equal to share balance pledged. A great way to build or re-build credit.
  • Student VISA- which is limited to $1,000 with a qualified co-signer.  This is an excellent way to help your young adult build credit.

Rates & Disclosures

Click Here Apply Now

Have questions about a Ridgedale Federal Credit Union VISA? We are happy to assist you. Give one of our Loan Officers a call at 973-947-1000, stop by our office any time, or inquire in our drive thru.



Commitment. Convenience. Expertise.