SHARE SECURED LOANS

Want to borrow money at a low rate?  We have a solution, borrow against your own savings.

The Ridgedale Federal Credit Union Shared Secure loan has you in mind! You can use the funds for whatever you need it is all up to you.  We have you covered, this is a great loan option for anyone, especially if you want a low rate.  Since you are borrowing against your own funds, the rate is as low as 2.60% APR*.  You can also protect your financial well-being with optional debt protection coverage. Loan protection products are a voluntary purchase and will not affect your ability to be approved for a loan.

Apply for a Shared Secure Loan.

The Ridgedale Federal Credit Union Shared Secure Loan Features:

• Borrow up to 95% of your shares or Certificate value
• Flexible terms
• Share account continues to earn dividends
• Fast, same day approvals
• Optional Debt Protection Program (DPP)
  • Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments. With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.
  • In the event of death, it cancels the remaining loan balance up to a maximum in the contract.
  • If you become disabled, it cancels up to a maximum number of loan payments based on the contract.
  • If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract.

Have questions about a Ridgedale Federal Credit Union Shared Secured loan or looking for a loan? Give one of our Loan Officers a call at 973-947-1000 or stop by our office. We look forward to hearing from you.

Rates & Disclosures