Personal Loan


Experience the Possibilities with a Personal Loan with Ridgedale Federal Credit Union

The Ridgedale Federal Credit Union Personal Loan has you in mind! You can use the funds for whatever you need.  Use the funds for a new computer, auto repair, vacation, in-home gym, dental work, or any other immediate financial need. It is all up to you.  We have you covered.  You can protect your financial well-being by protecting the loan with optional Debt Protection Plans (DPP).  Loan protection products are a voluntary purchase and will not affect your ability to be approved for a loan.

If approved, close and get funded in as little as one day.

Apply for a Personal Loan.


The Personal Loan Features:

  • Borrow up to $25,000
  • Terms up to 5 years
  • Fast, same day approvals
  • Optional Debt Protection Program (DPP)
    • Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments. With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.
    • In the event of death, it cancels the remaining loan balance up to a maximum in the contract.
    • If you become disabled, it cancels up to a maximum number of loan payments based on the contract.
    • If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract.

Rates & Disclosures

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