PERSONAL AND DEBT CONSOLIDATION LOANS
Experience the possibilities with a loan for your personal needs or to consolidate debt. A loan with Ridgedale Federal Credit Union may be the answer to your financial needs.
Now through March 31, 2025, approved loans receive .25% off* an approved rate. Apply today and get your bills consolidated for the new year.
*APR = Annual Percentage Rate. Maximum APR: 18%. The minimum loan term is 6 months. The maximum loan term is 60 months. Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. The actual rate may vary based on credit worthiness and term. Rates, terms, and conditions are subject to change. The .25% discount applies to only approved loans and is applicable on applications received through 3/31/2025 at 12:00 a.m. Payment example: $15,000.00 borrowed for a 5 – year term at an APR of 9.25% = 60 Monthly Payments of $313.20, with total interest of $3791.91 paid. Ridgedale Federal Credit Union membership and a minimum balance of $100 is required to apply for a loan. All documents must be accepted by the Lending Department for same day decision. All loans are subject to credit approval.
The Ridgedale Federal Credit Union Personal or Debt Consolidation Loan has you in mind! You can use the funds for whatever you need. Use the funds for a new computer, auto repair, vacation, dental work, or any other immediate financial need, in addition, you can also use this loan to consolidate debt to help you pay off old bills. It is all up to you. We have you covered for your loan needs. You can apply 24/7 on our secure online loan application. Upload your paystubs and submit. It is that easy! Our expert loan staff is ready to help you.
You can protect your financial well-being by protecting the loan with optional Debt Protection Plans (DPP). Loan protection products are a voluntary purchase and will not affect your ability to be approved for a loan.
If your loan is approved, you can close and get funded in as little as one day. This process can occur remotely for our current members.
Apply for a Personal or Debt Consolidation Loan.
CLICK HEREThe Loan Features:
- Borrow up to $25,000
- Terms up to 5 years
- Fast, same day approvals
- Optional Debt Protection Program (DPP)
- Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments. With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.
- In the event of death, it cancels the remaining loan balance up to a maximum in the contract.
- If you become disabled, it cancels up to a maximum number of loan payments based on the contract.
- If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract.