Home Equity Line of Credit


Home Equity Line of Credit: Features

  • No closing costs
  • No annual fees
  • No inactivity fees

Apply for a Home Equity Line of Credit.

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Home Equity LOC
Have questions or want to which type of home equity loan product is best for your needs? Speak to a Ridgedale Federal Credit Union loan officer at call 973-947-1000 Option 2 or stop by our branch.

With a Home Equity Line of Credit (HELOC), you can access cash whenever you need it. It’s basically a revolving line of credit. The benefit of a HELOC is that you have funds available to borrow as you need, but only pay interest on the outstanding balance, which can be paid down at any time.

For your convenience, Ridgedale Federal Credit Union offers you access to your line of credit by simply writing a check for your expense, or logging into your online account and transferring the money directly into your Ridgedale Federal Credit Union checking account.

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