Mortgage Center



Providing you High Quality Mortgage and Real-Estate Services.

Our goal is to provide you with more than just typical banking products.  While that is very important, so is your journey to home ownership. We have taken into consideration all of the information and resources you may need while starting and going through the home buying process. Getting pre-approved for a mortgage is just one of the steps.  You may ask yourself, how do I find a Realtor, or what exactly does escrow mean?

We offer mortgages on Primary Residence, Secondary Residence, Vacation Home, Modular & Manufactured homes, and Investment Properties.

By utilizing the buttons below, you can get yourself started and get many of your questions answered.


Check Today’s Mortgage Rates:

Click Here


Apply/Get Pre-approved:

Click Here


Resources and Realtors:

Click Here


Home Buyer Guide:

Click Here


Calculators and Glossary of Terms:

Click Here


Get Rates Daily:

Click Here


Mortgage Programs

  • Programs as low as a 3 percent down payment*
  • Conventional Mortgages with terms of 30, 20, 15 and 10 years

Our team here at Novartis Federal Credit Union will provide you the highest level of service with competitive mortgage rates and NO hidden fees. We will explain and walk you through each step of the process. The experienced Mortgage Loan team is looking forward to working with you.

Call us at 877-885-4044 during our regular business hours, or apply 24/7 on our secure online application.

Applying online is as easy, safe and secure. Simply fill in the information and click submit. You will hear from a team member within 24 hours to discuss the next steps.

You will hear from a team member within 24 hours.


*All Loans are subject to Novartis FCU lending guidelines and credit worthiness. Membership is required.



Commitment. Convenience. Expertise.