Auto and Vehicle Loans

Auto and Vehicle Loans


Dreaming of a new auto or vehicle like a motorcycle, or ATV?  Apply with us today!

Before you begin looking for your next auto or vehicle, come to Ridgedale Federal Credit Union for your loan.  Apply for Pre-Approval today! Or apply and upon loan approval, walk out with a check in as little as one day.  You can apply 24/7 on our secure online loan application, upload your paystubs and hit submit. It is that easy to apply. Our expert loan staff will help you along the way step by step. We are here for your next new or used vehicle.   You also have access to our helpful auto finder tool.  See below, and start shopping today. Take a vertical test drive, see how prices compare to other vehicles, get a free car fax and more.

We offer loan and vehicle protection plans that include a variety of options, see below for more information.  Ask us about these plans and their benefits at your time of application.  Loan protection products are a voluntary purchase and will not affect your ability to be approved for a loan.

Apply for an Auto or Vehicle Loan.


New or used, we are your auto loan resource.

  • Up to 100% financing
  • Competitive auto loan rates
  • Flexible terms of up to 72 months
  • Payments that fit your budget
  • Set up convenient automatic payments
  • Protection options for your loans and vehicle. Click here for more information. The menu of options includes:
    • GAP Coverage (Guaranteed Asset Protection)
    • Depreciation Protection (DPW) with free Auto Deductible Reimbursement (ADR)
    • Auto Deductible Reimbursement (ADR)
    • Vehicle Protection Plan (VPP)
    • Mechanical Breakdown Protection (MBP)
    • Debt Protection Program (DPP)

Visit our office, give one of our Loan Officers a call at 973-947-1000 option 2, or email us at

Rates & Disclosures

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Commitment. Convenience. Expertise.