Auto and Vehicle Loans
Dreaming of a new auto or vehicle like a motorcycle, or ATV? Apply with us today!
Approved loans get .50% off their rate now through
October 31, 2024!*
Use our auto finder tool just below to search your next vehicle, and apply for your loan today.
*APR = Annual Percentage Rate. Maximum APR: 18%. Not all applicants will qualify, subject to credit approval. Additional terms & conditions may apply. The actual rate may vary based on credit worthiness and term. Rates, terms, and conditions are subject to change. The .50% discount applies to only approved loans and is applicable on applications received through 10/31/2024 at 12:00 a.m. Payment example: $35,000.00 borrowed for a 72-month term at an APR of 6.25% = 72 Monthly Payments of $584.00, with total interest of $7,062.00 paid. Ridgedale Federal Credit Union membership and a minimum balance of $100 is required to apply for a loan. All documents including proof of income must be accepted by the Lending Department for a decision.
Before you begin looking for your next auto or vehicle, come to Ridgedale Federal Credit Union for your loan. Apply for Pre-Approval today! Or apply and upon loan approval, walk out with a check in as little as one day. You can apply 24/7 on our secure online loan application, upload your paystubs and hit submit. It is that easy to apply. Our expert loan staff will help you along the way step by step. We are here for your next new or used vehicle. You also have access to our helpful auto finder tool. See below, and start shopping today. Take a vertical test drive, see how prices compare to other vehicles, get a free car fax and more.
Apply for an Auto or Vehicle Loan.
CLICK HERENew or used, we are your auto loan resource.
- Up to 100% financing
- Competitive auto loan rates
- Flexible terms of up to 72 months
- Payments that fit your budget
- Set up convenient automatic payments
- Protection options for your loans and vehicle. Click here for more information. The menu of options includes:
- GAP Coverage (Guaranteed Asset Protection)
- Depreciation Protection (DPW) with free Auto Deductible Reimbursement (ADR)
- Auto Deductible Reimbursement (ADR)
- Vehicle Protection Plan (VPP)
- Mechanical Breakdown Protection (MBP)
- Debt Protection Program (DPP)
Visit our office, give one of our Loan Officers a call at 973-947-1000 option 2, or email us at Loans@RidgedaleFCU.org.